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What should I do if I have a lot of worries about buying a house?
What should I do if I have a lot of worries about buying a house? 亞特蘭大
By   Internet
  • 指導
  • Buying a house
  • prepayment
  • home maintenance
Abstract: Buying a home requires a lot of effort and it is normal to have concerns. What we need to do is to remain rational and objective and not be influenced by the suspicions in our mind.

Buying a house brings not only joy but also concerns.

 

The first concern is the need to repair the home you just bought.

 

Some buyers are afraid to scrutinize their newly purchased home because if they find a problem, it means it may cost them another fortune. This can be a headache for people who have just bought a home.

 

While there may be some maintenance issues, we shouldn't let these concerns deter us from buying a home.

 

Most houses need routine maintenance and a good inspector will help you point out these problems, but the problems found are for information only and not every problem needs to be fixed immediately.

 

You can ask him how serious these problems are and how long they will last before they have to be repaired. If you find problems that need immediate repair, contact your landlord and see if they can help you repair them or compensate you for the cost of repair.

 

Concern number two, will you lose the agent's deposit.

 

Buyers usually pay a 3% upfront deposit after signing a purchase contract, and some buyers may worry that they will not get this deposit back.

 

In fact, this concern is superfluous because it is unlikely that the seller will immediately honor this deposit, which will be deposited in an escrow account and cannot be used without the signatures of both parties.

 

If there are special provisions in the real estate contract, such as home inspection special provisions, appraisal special provisions and loan special provisions, please mark the expiration date of these provisions on the calendar with your real estate agent.

 

If you need to cancel these special provisions, please do so within the expiration date. If negotiating closer to the date of the special terms, be sure to extend the date of the proviso to ensure the validity of the contract.

 

Concern number three, can I not grab the house I like?

 

In a competitive real estate market, many homes sell on the first open house day to buyers who act quickly.

 

If you see a new home on the market for sale, notify your agent immediately and make an appointment to see it.

 

Also find out as soon as possible how the seller's agent of the house is handling the offers they receive on the house. Sometimes they will accept the first buyer who makes an offer, especially if the offer is still good.

 

In many cases, the seller and broker will set a date to review all offers, or decide on the highest offer for a particular day.

 

If you are traveling or busy at work, keep in touch with your agent often to follow up on homes you are happy with and make sure you don't miss out on the home you want.

 

Concern number four, will the broker protect my best interests?

 

A good agent will constantly explore new listings, keep a close eye on the market, and always protect the best interests of the buyer.

 

However, some buyers are concerned that their broker may have different motives or that they have not reached an agreement with them. If you suspect that your broker does not have your best interests in mind, change brokers. Don't accept it reluctantly or identify with just one broker.

 

You and your broker should trust each other. Always sit down and talk to your agent before you buy a home, just like a job interview.

 

Concern number five , will I be able to buy a home on time?

 

Don't rush the process of buying a home. If you have a fixed deadline that is approaching, then make a plan b.

 

For example, many homebuyers face deadlines for home leases to expire or school applications. If you haven't found a home less than three months before the deadline, don't stress too much; you can make a backup plan.

 

Buying a home is an expensive and complicated transaction, and you don't want to make a mistake by rushing into it. How about renting another room, or finding a temporary place to live, or trying some other methods. While this may be less convenient, it is safer and more workable.

 

Give yourself time to think things through, and it's best to plan the whole process in a calm manner.

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What should I do if I have a lot of worries about buying a house?
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